[Date Prev][Date Next][Thread Prev][Thread Next][Date Index][Thread Index]

Re: Local Company Quote Fwd: Liability Insurance for the Law Firm of Puckett & Faraj, PC



I don't understand what these numbers mean. Can we talk about it. 

Haytham Faraj 
760-521-7934
Sent from my iPhone

On May 21, 2010, at 8:25 AM, Marcy <marcy@puckettfaraj.com> wrote:

NEED decision by MONDAY 24May10 so as to work with these companies to have coverage on 1 June.  M

USAA - @ $2561 (doesn't include HF/NAP unemployment - see previous Email) 
Clarke & Sampson Inc (Alex Co.) - @ - $2551 (includes HF/NAP unemployment) 

May be small differences in amount of coverage.  

Clarke & Sampson, Inc - Bill Howard (I have C-State's from this guy)
Primary Liability $2M - $542 
Umbrella $4M - $1344
Unemployment - for 3 Employees $214 + 2 partners $58K @ equals $330K = $665

Begin forwarded message:

From: William Howard <bhoward@clarkeandsampson.com>
Date: May 19, 2010 9:32:36 PM EDT
Cc: Puckett Neal <neal@puckettfaraj.com>, Faraj Haytham <haytham@puckettfaraj.com>
Subject: RE: Liability Insurance for the Law Firm of Puckett & Faraj, PC

Marcy, we could help with this.  The primary liability policy for $2,000,000 (including some business personal property) would be $500. 
In addition there was a requirement for a $4,000,000 umbrella liability policy.  This policy would run between $300 to $500 per milliion.  The last requirement was for workers compensation.  This premium is based on payroll.  To calculate the premium we would need an annual payroll estimate.  Let me know and I will be happy to work up a quote. 
 
I would be happy to assist you with this coverage.  We could complete the applications over the phone and have the coverage in place in short order.  Let me know if we can be of assistance.  Thanks
 

Bill Howard

Clarke & Sampson, Inc

228 S. Washington Street, Suite 200

Alexandria, Virginia  22314

P:    703-683-6601

F:    703-739-8967

E:    bhoward@clarkeandsampson.com

 

<image002.gif>  View Profile on Linkedin    <image004.gif>  Follow on Twitter

 

 

 

 


From: Marcy [mailto:marcy@puckettfaraj.com]
Sent: Wednesday, May 19, 2010 5:07 PM
To: William Howard
Cc: Puckett Neal; Faraj Haytham
Subject: Liability Insurance for the Law Firm of Puckett & Faraj, PC

Good Evening Bill, This is Marcy Atwood (from C-State Solutions, LLC). One of my other jobs is working as the business manager for The Law Firm of Puckett & Faraj, PC.  The Law Firm is moving into an office space at 1800 Diagonal St (Across from the King St. Metro).  The space is owned by Carr and they have insurance requirements.  Can you give the Partner's a quote for the requirements listed at the bottom of the Email?  If you need more information from the Firm, please let me know.  We are planning a 1 June 2010 move in date.  Thank You, 

Sincerely, 
Marcy 
Marcelyn Atwood
Business Manager 

The Law Firm of Puckett & Faraj, PC
2181 Jamieson Ave, Suite 1505
Alexandria, VA 22314 

888-970-0005 ; 202-379-2829 ; FAX 202-318-7652 ; marcy@puckettfaraj.com
Please View our Website:  www.puckettfaraj.com
The information contained in this electronic message is confidential, and is intended for the use of the individual or entity named above. If you are not the intended recipient of this message, you are hereby notified that any use, distribution, copying of disclosure of this communication is strictly prohibited. If you received this communication in error, please notify Puckett & Faraj, P.C. at 888-970-0005 or via a return the e-mail to sender.  You are required to purge this E-mail immediately without reading or making any copy or distribution.

21. INDEMNITY AND PUBLIC LIABILITY INSURANCE
(A) Tenant shall indemnify and save harmless Landlord and its Agent from any and all liability,
damage, expense, cause of action, suits, claims, judgments and cost of defense arising from injury to
person or personal property in and on the Demised Premises, or upon any adjoining sidewalks or public
areas of the Building, which arise out of the use and occupancy of the Demised Premises or the act,
failure to act or negligence of Tenant, its agents, contractors, employees, subtenants or licensees.
(B) In order to assure such indemnity, Tenant shall, at its sole cost, carry and keep in full force
and effect at all times during the term of this Lease, a commercial comprehensive general liability policy
with a single limit of at least Two Million Dollars ($2,000,000.00) including coverage for bodily injury,
property damage and personal injury liability.
(C) Tenant shall also carry and maintain at its sole cost and expense excess liability and umbrella
coverage with a limit of liability of no less than $4,000,000 per occurrence and $4,000,000 general
aggregate. Such coverage shall provide protection against bodily injury, property damage, contractual
liability and personal injury loss.
22. WORKERâS COMPENSATION INSURANCE Tenant shall carry and keep in full force and effect at
all times during the term of this Lease, at its sole cost, workerâs compensation or similar insurance in form
and amounts required by law. Such insurance shall contain waiver of subrogation provisions in favor of
Landlord and its management agent.
23. ALL RISK COVERAGE INSURANCE Landlord shall obtain and maintain All Risk Coverage
insurance covering the Building and the Building-standard tenant improvements to the level specified in
Exhibit B. Tenant shall obtain and maintain throughout the term of this Lease and any extension periods All
Risk Coverage insurance insuring against damage to and loss of Tenantâs Alterations and tenant
improvements (above the level of the Building-standard tenant improvements as specified in Exhibit B),
fixtures, equipment, furniture, and all other personal property in and about the Demised Premises. Landlord
and Tenant hereby release each other and waive any claims they may have against the other for loss or
damage to the Building, Demised Premises, tenant improvements, fixtures, equipment and/or any other
personal property arising from a risk insured against under the All Risk Coverage insurance policies to be
carried by Landlord and Tenant, as required above, even though such loss or damage was caused by the
17 King I Office Lease
Execution Document Puckett & Faraj, PC
MCLEAN 354397.8 101274.055
negligence of Landlord, Tenant, or their respective agents or employees (or any combination thereof), except
for the amount of the deductible under said policies. Landlord and Tenant agree to obtain and maintain
throughout the term of this Lease endorsements to their respective All Risk Coverage policies waiving the
right of subrogation of their insurance companies against the other party and its agents and employees.
Except to the extent expressly provided herein, nothing contained in this Lease shall relieve Landlord or
Tenant of any liability to each other or to their insurance carriers which Landlord or Tenant may have under
law or the provisions of this Lease in connection with any damage to the Building, Demised Premises, tenant
improvements, fixtures, equipment, furniture, and all other personal property, by fire or other casualty.
24. TENANTâS CONTRACTORâS INSURANCE
(A) Tenant shall require any contractor of Tenant performing work on the Demised Premises to
carry and maintain, at no expense to Landlord:
(1) commercial comprehensive general liability insurance, including contractorâs liability
coverage, contractual liability coverage, completed operations coverage, broad form property damage
endorsement and contractorâs protective liability coverage, to afford protection with limits, for each
occurrence, of not less than One Million Dollars ($1,000,000.00) with respect to personal injury, death, or
property damage; and
(2) workerâs compensation or similar insurance in form and amounts required by law.
(3) Excess liability or umbrella insurance written on a per occurrence basis with policy
limits of no less than Two Million Dollars ($2,000,000) per occurrence and Two Million Dollars
($2,000,000) general aggregate.
25. REQUIREMENTS FOR TENANTâS INSURANCE POLICIES
(A) The company or companies writing any insurance which Tenant is required to carry and
maintain or cause to be carried or maintained pursuant to this Lease as well as the form of such insurance
shall at all times be subject to Landlordâs approval and any such company or companies shall be a good
and responsible insurance company, licensed to do business in the Commonwealth of Virginia. Tenantâs
public liability and All Risk Coverage insurance policies and certificates evidencing such insurance shall
name Landlord and its Agent as additional insured and shall also contain a provision by which the insurer
agrees that such policy shall not be cancelled except after thirty (30) days written notice to Landlord.
Tenant agrees to provide to Landlord prior to taking possession of the Demised Premises the certificates
evidencing such insurance; Landlord may withhold delivery of the Demised Premises without delaying
the Commencement Date, or triggering any abatement of rent, if Tenant fails to provide Landlord with
these certificates.
(B) Any insurance carried or to be carried by Tenant hereunder shall be primary over any policy
that might be carried by Landlord. If Tenant shall fail to perform any of its obligations regarding the
acquisition and maintenance of insurance, Landlord may perform the same and the cost of same shall be
deemed additional rent, payable upon Landlordâs demand.


Marcelyn Atwood
Business Manager 

The Law Firm of Puckett & Faraj, PC
2181 Jamieson Ave, Suite 1505
Alexandria, VA 22314 

888-970-0005 ; 202-379-2829 ; FAX 202-318-7652 ; marcy@puckettfaraj.com
Please View our Website:  www.puckettfaraj.com
The information contained in this electronic message is confidential, and is intended for the use of the individual or entity named above. If you are not the intended recipient of this message, you are hereby notified that any use, distribution, copying of disclosure of this communication is strictly prohibited. If you received this communication in error, please notify Puckett & Faraj, P.C. at 888-970-0005 or via a return the e-mail to sender.  You are required to purge this E-mail immediately without reading or making any copy or distribution.