| Ella, there are a few corrections. See below. Also, per my Email earlier today. I've left a message with the CFM Management folks who operate the condo association. I assume no response from them today due to the snow conditions here in DC/Northern VA. I'll be in touch! Marcy On Feb 8, 2010, at 12:11 PM, Stover, Ella L wrote: Mareclyn & Neal,
My name is Ella Stover, and I'm working with your sales consultant, John Sherbno, as your loan processor. I would like to take a moment of your time to review the details of your loan transaction. Please review the information below and let me know if there are any discrepancies. I have also included a list of the conditions that you are responsible for providing prior to closing. In order to expedite the closing of your loan please return these documents at your earliest convenience. Following the review of these documents by an underwriter you may be asked to provide additional information.
Property Address: 2181 JAMIESON AVE. Unit 1505 ALEXANDRIA, VA 22314 (Combined floorplans 1504/1505 - sold as one large unit using mailing address of 1505)
Loan amount: $417,000.00
Product: 20 YEAR FIXED
Rate: 4.625%
Points: 0.00%
Rate locked for 60 days
Rate Expiration date: 3/15/2010
Property Type: Condo
Property Usage: primary home
Do you want your closing costs rolled into the loan? (I believe John did roll them into the loan, and that would be OK, unless it exceeds 417,000)
Will you be escrowing for you Home Insurance? (yes, I pay these separately and USAA has proof of insurance with Citimortgage on the existing loan)
Will you be escrowing for you taxes? (no, please include taxes in the escrow)
Payoffs: Citimortgage, Inc and Navy Federal Credit Union
Subordination: NONE (John took the information for Union Bank which had the original second loan on the property. The 2001 cap for a conventional mortgage (not jumbo) was lower so Union Bank has a 15 year loan on this property, which is down to @ $32,000 from $52,000). Please check with John for this information.
Title Info: Finiti Title, Inc. (866)501-4540
PS: My last name and my husband's are different (Marcelyn Atwood and Neal A. Puckett). Also, can we make sure the property title shows both of our names? Thank You!
Marcy 202-340-0070
Outstanding conditions:
- Copy of Master Insurance from condo association
Working. Back to you when I can get through to them. Thank you for your patience.
*´¨)Thank You,
¸.*´¸.**´¨) ¸.**¨)
(¸.*´ (¸.*´Ella L. Stover
Mortgage Loan Coordinator
Consumer Direct
Phone: 636-261-4219
Fax: 1-866-841-6841
CitiMortgage, Inc.
1000 Technology Drive
O'Fallon, MO 63368
**please keep in mind our underwriting department could ask for additional documents at any given time through the process, due to investor's requirements**
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